Personal Loans

To meet the needs of every borrower, TCCU offers a range of personal loans, both secured and unsecured.

TCCU offers personal loans to qualifying members for almost any borrowing need. Fund your next family vacation, consolidate your debt, or purchase that special item you've had your eye on. With TCCU personal loans, you'll enjoy:

  • Competitive rates
  • Flexible repayment terms
  • Easy application process

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Debt Consolidation

Reduce your monthly expenses and retire debt in a shorter amount of time with a debt consolidation loan


Lines of Credit

When unexpected expenses arise, consider opening a low rate Line of Credit, rather than charging up high interest credit cards.

  • Easy online application
  • Competitive rates
  • Credit limits range from $1,000 to $10,000
  • Funds can be accessed 24 hours a day, 7 days a week using Access 24, our telephone teller

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Lifestyle Loans

There are many things in life you need cash for that traditional loans won't cover. For these, we offer our Lifestyle Loan. Use this loan for wedding expenses, medical or veterinary costs, or even a little nip and tuck! These loans can be used for just about anything and are typically set-up to pay off in 5 years or less with affordable payments that don't break your budget.

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Savings Secured Loans

Use your Savings Account or Certificate as collateral to secure a low rate loan with flexible repayment terms. Your deposits will continue to earn dividends while serving as collateral. By borrowing against your money:

  • You'll avoid depleting your savings.
  • You'll enjoy a lower rate than with an unsecured loan.
  • You'll be establishing or improving your credit.
  • It's fast, easy and hassle-free.

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Second Chance Loan

Anyone with less-than-stellar credit knows that it can be difficult to reestablish yourself as a creditworthy borrower. Whether you're 18 or 80, we can help you.
Our Second Chance Loan is a 12 month, Share Secured Loan. Here's how it works:

  • Simply apply for a loan and your loan proceeds will be placed in a Savings Account and held as collateral
  • As you pay off your 12 month loan, you'll be rebuilding your credit
  • A small portion of your total loan payment will be deposited into your Savings Account, helping you grow your savings as well!
  • The maximum borrowing limit is $ 500

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PayDay Plus Loan

Need emergency cash? Don't let payday lenders take you for a ride with high-interest rates and fees. We can help! Our PayDay Plus Loan will also benefit you by helping improve your creditworthiness.


Tarrant County's
PayDay Plus Loan

Payday Lenders

Fees: $20 every 180 days, if used $75 and higher
Annual percentage rate: Up to 18% APR* 36% to 780% APR*
Repayment period: Up to 6 months 14 days
Maximum  Loan Amount:  $1,000  

*Rate discounts may apply.

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Questions about our products and services? Give us a call at 817.884.1470.

Payments on a personal loan of $2,500 financed at 8.50% APR for 24 months would be $113.67 per month or $45.47 per $1,000 borrowed.