We offer a variety of payment protection and vehicle protection plans at affordable prices. These plans can be purchased separately or rolled into your loan balance.
With our affordable ASG Mechanical Breakdown Protection, you'll enjoy coverage that goes beyond traditional warranties. With four levels of coverage, ASG' protection offers affordable options to ensure your vehicle is protected against costly mechanical and electrical repairs.
In addition to mechanical breakdown protection, other benefits* include:
- Roadside Assistance
- Rental Vehicle Assistance
- Tire Road Hazard
- Trip Interruption
And, this coverage can be applied to:
- Vehicles that are financed through TCCU
- Vehicles financed through other lenders
- Vehicles that have already been paid off
Insurance and warranty products are not products of the Credit Union; and are not obligations of or guaranteed by the Credit Union. Insurance or warranties may be purchased from an agent or an insurance company of the Member's choice; and TCCU makes no representations as to the services of any provider. *Benefits listed are highlights of ASG's protection plans. Please refer to the actual service contract for coverages, exclusions, terms and conditions.
Credit Life and Credit Disability
Help protect your family and assets in the event of a protected disability or unexpected death. Consider Credit Life or Credit Disability coverage.
- Credit Life may satisfy the loan balance up to policy maximums if the member dies due to a protected event
- Credit Disability may make payments up to policy maximums if member is disabled due to a protected event.
- Reasonable premiums
Your purchase of MEMBER’S CHOICE® Credit Life and Credit Disability Insurance, underwritten by CMFG Life Insurance Company, is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions, and exclusions may apply. Please contact your loan representative or refer to the Group Policy for a full explanation of the terms.
Guaranteed Asset Protection (GAP)
Guaranteed Asset Protection covers the difference between your insurance settlement and the balance owed on your vehicle in the event that your vehicle is totaled or stolen.
- Covers your insurance deductible up to $1,000**
- Voluntary and not required for loan approval
- GAP is a loan/lease deficiency waiver and is not offered as insurance coverage
**Only up to $1,000 and for use only as a means of reducing a loan balance - not payable to an insured with a -0- or negative loan balance. Some restrictions may apply.
Multi-Shield Protection Package
Protect your investment with this affordable 4-pronged protection:
- Tire & Wheel Coverage
- Windshield Repair
- Dent & Door Ding Protection
- 24/7/365 Emergency Roadside Assistance
- Automobile Deductible Reimbursement
Available for vehicles 5 years old and newer; vehicles do not have to be financed with TCCU.
DentGuard PLUS Automobile Deductible Reimbursement
Protection is the key to peace of mind, and when it comes to keeping your car looking like-new, choosing DentGuard has its advantages.
DentGuard covers dents and dings on your vehicle's exterior surfaces.
- Repairs can be made to dents/dings less than 4 inches in diameter using Paintless Dent Repair (PDR)
- Unlimited number of PDR repairs and $0 deductible for qualified PDR repairs
- Repairs are made by nationally certified PDR technicians; quickly, easily, and at your convenience.
- Lifetime repair guarantee
- Provides reimbursement up to $500 towards your full coverage insurance deductible on damage not covered by paintless dent repair.
Automobile Deductible Reimbursement (ADR) is also available at no additional cost. DentGuard provides reimbursement up to $500 towards your full coverage insurance deductible on damage not covered by paintless dent repair.
Both new and pre-owned vehicles are eligible and coverage is transferable.
Affordable rates and terms available. Contact us today for a quote.
Questions about protection plans? Give us a call at 817.884.1470 or stop by a branch for assistance.