Overdraft Protection

Overdraft Protection Loans extend credit to checking account holders to ensure payment of authorized withdrawals, such as checks or automated payments, in the event that their checking account is overdrawn. This protection helps you avoid the high cost of non-sufficient funds fees and the embarrassment of having items returned unpaid.

  • Available to qualified checking account holders
  • Loan payments are automatically deducted from your checking account on or about the 25th of each month
  • Payment amount is calculated at 10% of your outstanding loan balance, with a minimum payment of $20
  • Payment will vary depending upon the amount owed at the time of the payment transfer

Other restrictions and qualifications apply.

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Questions about our products and services? Give us a call at 817.884.1470.