Loan Rates

July 2022 

Auto Loans

Loan Type

Term

Annual Percentage Rate1

     
New Cars  

Purchases & refinances less than 30 days from purchase

TBD As low as 2.79% to 14.54%
Used Cars  TBD As low as 2.79% to 14.54%
     
Refinances | New & Used Cars TBD As low as 2.95% 
Refinances 30+ days after purchase; 2% off current contract rate, for remaining term...floor rate 2.95% APR
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Motorcycle, 4-Wheeler & ATV Loans

Loan Type

Term

Annual Percentage Rate1

New  TBD As low as 4.75% to 14.15%
Used TBD As low as 5.75% to 15.20%
 
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Boat & RV Loans

Loan Type

Term

Annual Percentage Rate1

New Boats & RVs TBD As low as 4.50% to 16.25%
Used Boats & RVs TBD As low as 5.50%to 17.35%

RV & Boat Refi Special

Take 2% off existing rate when refinancing from another lender.  Floor limit 5.25% APR. 

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Equipment Loans

Loan Type

Term

Annual Percentage Rate1

Equipment Loans TBD As low as 9.50% to 17.50%
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Mortgage Loans

Loan Type

 

 

First Mortgages

NMLS#528127

Contact a Mortgage Loan Originator today for current rates and terms.

817-884-1470 x 126 or 425

 
     
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Unimproved Land Loans
Contact a Mortgage Loan Originator today for current rates, terms, or to request a loan at 817-884-1470 x 126 or 425  
     
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Manufactured Home Loans3
Up to 10 years 9.00%
  Up to 15 years 10.00%
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Home Equity Loans2

NMLS#528127

Up to 60 months : As low as 3.25% | 4.094% APR 
  
 

61 Months - 360 Months

Contact a Mortgage Loan Originator today for current rates and additional terms. 

817-884-1470 x 126 or 425

 
     

Apply Now   Learn More    Contact Us


Credit Cards

Loan Type

Term

Annual Percentage Rate1

     
Platinum MasterCard   Revolving

6.99% for first 6 mos, 9.99% - 17.99% after first 6 mos

Platinum Rewards MasterCard Revolving 12.99% - 15.99%
Starter MasterCard  (ages 18-24) Revolving 6.99% for first 6 mos, 13.99% after first 6 mos
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Personal Loans

Loan Type

Term

Annual Percentage Rate1

Personal Loan 
incl. Debt Consolidation

To be determined As low as 8.49% to 17.50%
Summer Loan Special To be determined As low as 5.99%
Line of Credit Revolving 12.90%
Overdraft Protection Revolving 17.00%
Payday Plus To be determined  18.00%
Education Loans To be determined As low as 7.24%
Share Secured Loans Up to 180 months 3.00% above rate of collateral account
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Questions about our products and services? Give us a call at 817.884.1470 or stop by a branch for assistance.

Click here to view our Fee Schedule.
1. APR = Annual Percentage Rate. Rates are subject to change. Example: $20,000 new auto loan, 48 month term at 7.5% APR = $483.69 monthly payment for 48 months. Listed rates are for purchases only.  

2. Rates may vary depending upon your credit and are subject to change at any time without notice.  Annual Percentage Rate (APR) is 3.842% /3.00% Rate and is based on a loan amount of $35,000 with TCCU in the 1st lien position, with a qualifying credit score of 720 plus fees associated to include a $300 origination fee and applicable discount.  Payments on a home equity loan of $35,000 financed at 4.750% APR for 180 months would be $272.24 per month or $7.78 per $1,000 borrowed. Minimum loan amount is $35,000.00. Maximum term of 15 years on loans up to $50,000. Maximum term of 20 years on loans over $50,000. The maximum loan amount, including all outstanding liens on the property, is 80% of the value of the property. Discount of .50% for First Lien position and $35,000 new money added. 
3. Payments on a manufactured home loan of $35,000 financed at 10.00% APR for 180 months would be $376.23 per month or $10.75 per $1,000 borrowed. Minimum of 20% equity in the home. Maximum repayment term of 10 years on loans less than $25,000. Maximum repayment term of 15 years on loans greater than $25,000.