Learn More About Certificates

With a TCCU Certificate, your deposit is locked in for a specified term and earns you higher dividends than standard Savings Accounts.

Certificates of Deposit

  • Choose between a Regular or IRA Certificate
  • Available for terms of 3, 6, 12, 13, 18, 24, 36, 48, 60 months
  • $1,000 minimum to open and obtain disclosed annual percentage yield
  • Interest compounds monthly and is paid monthly
  • Interest may be automatically transferred to another account or mailed by check
  • Early or partial withdrawal of certificate may result in a penalty
  • Quarterly statements

Standard Youth Certificate

  • Available for terms of 6 or 12 months
  • $500 minimum to open and obtain disclosed annual percentage yield
  • Interest compounds monthly and is paid monthly
  • Interest may be automatically transferred to another account or by check
  • Early or partial withdrawal of certificate may result in a penalty
  • Quarterly statements

Fa$track Youth Certificate

  • Available for a term of 12 month
  • $100 minimum to open and obtain disclosed annual percentage yield
  • Open with a $100 minimum and add funds to it, up to a maximum of $5,000
  • Interest compounds monthly and is paid monthly
  • Earns 1% above regular 12 month certificate (excluding standard youth certificate)
  • Interest may be automatically transferred to another account or mailed by check
  • Early withdrawal from the certificate
    • Will result in a penalty
    • Will require that the certificate be closed
  • Quarterly eStatements (eStatements are required)
  • No Automated Clearing House deposits (ACH) or payroll deduction deposits allowed
  • At maturity, if funds are used towards a down payment to finance an auto loan with TCCU, will receive an additional .25% discount off approved auto loan rate

View Rates    Open an Account    Contact Us

Click here to view our Fee Schedule.