Land Loans

We offer land loans for members who will use the property to build a first or second home, or for personal recreational use.

Land loans are not intended for investment purposes. The following criteria applies:

  • Land must be located in the state of Texas
  • Land must be unimproved (without basic services, incl. electricity and water utlities) 
  • Maximum financing term of 15 years
  • Minimum loan amount $50,000
  • Maximum loan to value of 80% of the appraisal or selling price, whichever is less
  • Only one land loan per member
  • Member pays appraisal fees
  • Certain restrictions and qualifications apply

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Questions about our products and services? Give us a call at 817.884.1470.


We do business in accordance with the Federal Fair Housing Law (The Fair Housing Amendments Act of 1988)