Debit Cards

To provide convenient access to your funds, members with a checking account are issued a TCCU Debit Mastercard^®. Use your Debit Mastercard wherever Mastercard^® is accepted.

• Make purchases as a debit transaction using your PIN # (up to $600 per day) or as a credit transaction using your signature (up to $2,500 per day).
• Utilize our free CardNav app to add another level of security to your TCCU Debit Mastercard.
• Enjoy the use of thousands of surcharge-free ATMs nationwide.
• Fraud Protection - Your debit card is monitored 24 hours a day, 365 days a year with Falcon™ Fraud Manager, the industry-leading neural network fraud detection system.
• Optional free MasterCard ID Theft Program.
• "Change is Good" and "Charity is Good" Programs - Round every debit card purchase up to the nearest dollar and deposit the extra change into a Savings Account for you or donate it to our chosen charity. Click here to learn more.

Click here to view our Fee Schedule. 

Instant Issue Debit Cards 

No more waiting for your debit card to arrive in the mail.  When you open a new checking account, you'll receive your debit card the same day*.  

Personalized Debit Cards - Design Your Own! 

Make your TCCU debit card uniquely yours using a favorite photo.  It could be a picture of family, friends, or even your favorite selfie!  Read the tips for images and image guidelines here.  Once you've decided on your favorite picture, email it to us for processing.  Personalize your card for only $5! 

Complimentary Card Image Options

Blue                                          Green                                         Gray

(Standard for Renewal) 

Or Choose From TCCU's Stock Images

These selections are available for $5

EMV Cards

EMV, which stands for Europay, Mastercard and Visa, is the new technology for debit (and credit) cards.  This new technology uses an embedded computer microprocessor chip instead of a magnetic stripe, to store and protect cardholder data.  The ultimate goal of the migration to EMV is to provide greater protection against fraud.

TCCU is committed to providing the latest technological tools to protect member data, and is working to incorporate EMV as quickly as possible. Beginning  February 2016, renewals/reissues of TCCU debit cards will contain EMV chip technology.  We are on course to begin issuing new debit cards with EMV this fall. The TCCU credit card EMV transition will take place in September 2016.   

Have questions about EMV?  Read these FAQ's.  

Lost or Stolen Debit Cards, Activations, Disputes or Fraud

Planning to Travel Soon?

We closely monitor member debit cards to prevent fraud. This monitoring includes looking for charges in places outside of your normal purchasing area. For example, if you live in Texas and your card is suddenly being used in Hawaii. So if you're planning to travel, we ask that you contact us at 817.884.1470 and notify us when/where you will be traveling. This will ensure uninterrupted use of your card. You can also request temporary debit card increases.